The ability to earn an income can be a person’s most important asset. Disability income insurance provides workers with paycheck protection. It helps cover expenses like rent, mortgage payments, or utilities if you are sick or injured.

Why Is Disability Income Insurance Important?

Disability income insurance can provide coverage when you need it most. One in four of today’s 20-year-olds can expect to be out of work for at least a year because of a disabling condition before they reach the normal retirement age according to the Council for Disability Awareness.

The good news is, 92% of disability insurance claimants are happy with their short-term DI provided through their employer. 86% said their benefits protected them financially, and 51% said they would have been unable to afford basic living expenses without the DI insurance payments.

Financial security comes from consistently protecting against risk through tools like life insurance, disability income insurance, health insurance, and the ability to manage everyday budgets. Learn more about family financial protection from the American Council of Life Insurers.